Get to know the card
The leading prepaid card for all your purchases on and off campus
About
Card fees
How to get the card
How and where to use the card
Physical card
How cashback works
Get access to cashback deals
Rewards deals vs Flash and Save deals
About the Student Rewards Mastercard


The Student Rewards Mastercard is a prepaid Mastercard that rewards students with instant cashback when they pay online and in-store.

The Student Rewards Mastercard is available to all students who sign up to your club membership.

Card features:
  • • Pay with the Student Rewards Mastercard online and in-store and earn earn instant cashback
  • • Exlusive in-app offers
  • • Earn Rubric points and to redeem even more rewards
  • • Google Pay and Apple Pay


The Student Rewards Mastercard is not available through clubs at these universities:
  • • James Cook University
  • • Murdoch University
  • • UNSW
  • • UTAS
Card fees


The Student Rewards Mastercard can be obtained for free upon membership signup with your club.
 • Annual fee: Free
 • Top up fee via bank transfer: Free
 • Top up fee using Australian bank card: 1.5%
 • Top fee using international bank card: 4.5%
 • Inactivity fee (if inactive for 365 days and there’s a balance): $4.40
How to get the card


Students will receive an SMS after signing up to the society membership to download and login to the Rubric app. Alternatively, search for “QPay” on Google Play or App Store to download the Rubric app.

Students are then prompted to save their cards in their smartphone wallets. Once saved, they can access the Rewards Mastercard anytime in their Google/Apple Pay Wallet for spending or check for deals and transactions on the Rubric app.

For any technical support regarding the digital cards, contact the Rubric team via in-app support chat or send an email to [email protected]
How and where to use the card


The Rubric card is strictly a Mastercard where you can only spend what you load on to the card, with no overdraft facilities.
 • You can access the card in your Google/Apple Pay Wallet.
 • The card can be used online and in-store where Mastercard is accepted
 • To check the card details:
    • Go to Rubric app > Rewards Card > My Card
    • Tap on the bank card or View Card button to view card number, expiry and CVC
 • To check bank details:
    • Go to Rubric app > Rewards Card > My Card
    • The bank details of full name, account number and BSB code are shown at the top of the screen.

For any technical support regarding the digital cards, contact the Rubric team via in-app support chat or send an email to [email protected]
Physical card


At the moment, we are not offering physical cards.
Our team is working hard to bring back physical (with many additional features) some time this year - be on the lookout!
How Cashback works


 • Check Rubric app for available cashback deals and participating retailers.
 • Use the Student Rewards Mastercard to shop online or in-store where Mastercard is accepted at participating retailers.
 • Once the transaction is completed, it will take less than 60 seconds for the cashback to be received on your card.
 • You’ll also receive an automated notification when your cashback is rewarded to your Rubric account.
Get access to cashback deals


 • Go to Rubric app > Rewards Card > Deals
 • Make sure to check the deal details, terms and conditions before doing the transactions to get cashback
If you have anymore question about the cashback deals, you can contact the Rubric team via in-app support chat or send an email to [email protected]
Rewards deals vs Flash and Save deals


Flash and Save deals will be exclusive based on the societies that the students/members have signed up with. Each society has their own unique deals with their vendors.
To use Flash and Save deals, members pull up their membership cards to flash the deal to the vendor, and then pay with the Rewards Mastercard.

Rewards cashback deals are ready to go. You just tap your Reward Mastercard and receive instant cashback on the eligible purchases.